Which is the best Unit Linked Insuance Plan in India ?

unit linked Insurance i.e. L.I.C , HDFC, Max insurance, ICICI

Which is the best Unit Linked Insuance Plan in India ?
ULIP is not an intelligent investment looking at the upfront cost involved.





If you want to take a ULIP for long time %26amp; interested in Retirement plan(only 33 % cash on maturity, rest in annuity), then go for Single premium ULIP from HDFC with minimum premuim of 25000(%26amp; then top it up whenever required) as it gives following benefits-





1. only 0.8% Fund management charge. Very effective in long term


2. Allocation is 94% of 25000, so only 1500/- deducted as premuim allocation charges.


3. Unlimited topup allowed. allocation rate for topup is 97.5% in first year %26amp; 99% from second year onwards.


4. 24 free switches allowed in a year. Other dont allow more then 3-4.


5. only 20/- per month policy admin charges. Again lowest
Reply:i would like to refer just two companies.....ICICI PRUDENTIAL OR RELIANCE LIFE INSURANCE. Both are giving wonderful returns....





have a nice day


vikastheone@rediffmail.com
Reply:Go for LIC's Market Plus without risk single premium and you can pay top up premiums whenever you have money





good luck


pnkmurthy@yahoo.com


http://www.geocities.com/pnkmurthy/lic.h...
Reply:HDFC has the best unit linked plan in India.


according to economic times it has proved that HDFC has more growth rates than any another company.